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Did You Know?

Money in the future is worth less than money today.

To think of it in simple terms, if you loaned a person $1000 today and they said they would return the $1000 in 10 years. You lose all the value of today's money and future interest if you invested the $1000 in your savings account over the same 10 years. Also inflation and prices of almost everything increases in 10 years. There is also the risk if the person will pay it back and on time.

So you would not be able to buy as much with that $1000 that would be returned in 10 years. So $25,000 paid in 50 payments of $500 per month for next 4 years, may be worth today $18,506.44 +- or less. There is also the un measurable factor of  "Needing a large amount of money now". To get super technical if your up for it you can read an economics presentation outline from the University of Wisconsin with examples of present value and the value of money. Read More >

Do you have a structured settlement? Are you set to receive future payments for a lawsuit settlement? If so, you may be able to sell your future payments and get a large amount of cash for the payments. Get started >

Sell Your Future Settlement Payments For CASH



Structured Settlement Present Value

So you received a big lawsuit settlement. You are getting payments from that settlement. What is this settlement really worth? To consider getting cash now for your future payments the following are issues. A dollar received today is worth more than a dollar received in the future. Many factors in the future are at play such as, inflation and interest rates, interest lost, market opportunities, risk and more. The sooner your money can earn interest, the faster the interest can earn more interest. Money is worth more today than tomorrow. That said, money payments due in the future are worth less today as a lump sum. The farther out money is, the less value it is now.

Money in the future is worth less than money today. To think of it in simple terms, if you loaned a person $1000 today and they said they would return the $1000 in 10 years. You lose all the value of today's money and future interest if you invested the $1000 in your savings account over the same 10 years. Also inflation and prices of almost everything increases in 10 years. There is also the risk if the person will pay it back and on time. So you would not be able to buy as much with that $1000 that would be returned in 10 years. So $25,000 paid in 50 payments of $500 per month for next 4 years, may be worth today $18,506.44 +- or less. There is also the un measurable factor of "Needing a large amount of money now". To get super technical if your up for it you can read an economics presentation outline from the University of Wisconsin with examples of present value and the value of money. Read More >

 

Introduction to Present Value
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Present Value 2 - More choices as to when you get your money
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Above videos are for educational purposes only. Learn more about structured settlement issues and topics. See more videos & audio here >

 

One example is $1100 due in two years at 10% is worth only or is the same as $900 today. Do you have a structured settlement? Are you set to receive future payments for a lawsuit settlement? If so, you may be able to turn a structured settlement to a lump sum & sell your future payments. Get a large amount of cash for the payments. Get started >